We are building the mobile bank for the next 2 Billion.
FairMoney Microfinance Bank is the number 1 most downloaded fintech app in Nigeria. With over 10,000 daily loan disbursements, and over 5 million users enjoying banking, savings, and investment services, FairMoney helps the average Nigerian access finance tools to take control of both their life and their finances.
Licensed by
Deposits Insured by
Scan the QR code with your phone camera to download the FairMoney app.

Trusted by millions of users in Nigeria

A customer base of over 5 million is a testament to the growing adoption of FairMoney's fintech solutions among Nigerians.

APP DOWNLOADS
20
million+
OVER
15,000
LOANS DISBURSED PER DAY
MORE THAN
₦35+ Billion
SAVED WITH FAIRMONEY
LOANS PROCESSED IN
5
Minutes
OVER
210,000
MONTHLY CARD TRANSACTIONS

Products that meet all your life goals

Personal Loans

You can now access quick loans of up to ₦3,000,000 in 5 mins, no collaterals & easy repayment terms!

Learn More
product img

Business Loans

Take your business to the next level with up to ₦5,000,000 FairMoney SME loans.

Learn More
product img

FairLock

Achieve your goals faster with FairLock (Fixed term deposits) & earn up to 28% interest P.A.

Learn More
product img

FairSave

Don't keep your money idle. Earn 17% interest P.A. paid daily.

Learn More
product img

Cards

Earn 2% cash back whenever you use your FairMoney ATM card

Learn More
product img

Bank Account

FairMoney offers you high savings interests, discounts on airtime/data, no charges on bills, and much more!

Learn More
product img

Bill Payment

Pay Your Bills with Ease (Enjoy 3% discount and zero transaction fees)

Learn More
product img

POS Service

Launch your business on the Payforce network, start earning extra income and accepting payments from anywhere.

Learn More
product img
Check out FairMoney’s Referral Program for exciting rewards
Explore Rewards
OUR INVESTORS
investor imginvestor imginvestor imginvestor imginvestor img

Testimonials

Omolara Gbademosi
Nurse
When ASUU called off the strike and my daughter was to go back to school, the money I was expecting wasn't forthcoming and my daughter is about to graduate. It’s FairMoney loans that helped us. I started a new business in school. It’s been going well, but I needed some money to buy things for this season. Can’t ask my parents because things are tight. I eventually used FairMoney loans, and my business has been growing.

Latest Blogs

In the News
January 31, 2023

Differences between a current account & savings account?

Do you know the difference between a savings account and a current account? I (It’s Efe here 👋) ...

Learn More
January 30, 2023

How to get a small business loan in Nigeria

Have you noticed that everyone has a small or micro business now? From the Iya Bobo that sells dr...

Learn More
January 3, 2023

Top 5 savings apps in Nigeria with high interest rates – 2023

Saving money is an essential part of personal finance and can be the key to achieving financial s...

Learn More
November 29, 2022

Is it safe to take loans from loan apps in Nigeria?

Last week, my friends and I were having a chat at one of our hang-out spots. My friend on the rig...

Learn More
October 27, 2022

Become smart with FairLock

When I was in school, I had this friend who’s Father used to give her the school fees (or at leas...

Learn More
September 30, 2022

Emergency Fund. Nice to have or must have?

My people, I’m here again with a topic that is close to my heart. You see, my first job was an in...

Learn More
September 22, 2022

Interest rates of online loan apps in Nigeria – 2023

Last night, while chilling at home, an amazing business idea came to me. Next thing I did was to ...

Learn More
September 14, 2022

Can you get loans in Nigeria without a salary account?

Loans, loans, loans. We have all heard about them or even taken one at one point or the other. Th...

Learn More
September 9, 2022

LESS IS MORE

Hey guys, what’s good? Have you noticed that everytime you jump on social media, you see a post, ...

Learn More
September 7, 2022

Top 8 lending apps in Nigeria.

It’s the Ember months! While this signifies the ending part of the year it is also the start of a...

Learn More

Ready to take your finances to the next level?


Scan the QR code with your phone camera to download the FairMoney app.